Figure: 7 TAC §90.403(c)(22)

"I have the right to stop you from enforcing the Loan Agreement any time before the earliest of:

     a.     5 days before sale of My Homestead under any power of sale included in the Loan Agreement;
     b.     the day required by Applicable Law for the termination of my right to reinstate; or
     c.     the entry of a judgment enforcing the Loan Agreement.

I can stop the enforcement of the Loan Agreement and reinstate the Loan Agreement if all the following conditions are met:

     a.     You are paid what I owe under the Loan Agreement as if no acceleration had occurred;
     b.     I cure any default of any promise or agreement;
     c.     You are paid all expenses allowed by Applicable Law, including reasonable attorneys' fees and other fees incurred for the purpose of protecting your interest
             in My Homestead and rights under the Loan Agreement;
     d.     I comply with any reasonable requirement to assure you that your interest in My Homestead will remain intact; and
     e.     I comply with any reasonable requirement to assure you that my ability to pay what I owe will remain intact.

You may require me to pay for the reinstatement in one or more of the following forms:

     a.     cash;
     b.     money order;
     c.     certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are federally insured; or
     d.     Electronic Funds Transfer.

Upon reinstatement, the Loan Agreement will remain effective as if no acceleration had occurred. However, this right to reinstate will not apply if I sell or transfer any interest in My Homestead without your permission."